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Buying

Buying a home is an exciting adventure. These days, Buyers are more sophisticated with technological advances and more demanding in regards to their servicing expectations. They are also a lot more savvy & because there is so much information on the internet. As a matter of fact, the 2010 National Association of REALTORS® Profile of Home Buyers and Sellers shows that buyers use a variety of resources when searching for a home: 89% surf the Internet; 88% use real estate agents; 57% yard signs; 45% attend open houses and 36% look at print or newspaper ads. Although buyers also use other resources, they generally start the search process online and then contact an agent. The research also shows that home buyers thought the most important services agents offer are helping find the right house and negotiating the sales price and terms. In the end, 85% home buyers who used the Internet to search for a home, purchased through a real estate agent.

For a comprehensive overview of the home buying process, click here for a brochure. This brochure provides useful information on everything from the benefits of working with a REALTORS® to the explanation of title insurance and the escrow process as well as information on obtaining a new loan and Arizona’s Good Funds Law.

For an example of the 2011 Arizona Association of REALTORS® Residential Resale Real Estate Purchase Contract, click here. This document shows a sample purchase contract with all the 2011 revisions. This way, you have the opportunity to read the contract and have an idea of the content before you even write an offer.

And lastly, most people could not buy a home unless they were approved for a loan. To determine how much home you can afford, click the PDF icon to go to the Home Affordability Worksheet.

Once you know how much you can afford to spend, click on the Monthly Payment Calculator to estimate what your monthly payment would be.

Monthly Payment Calculator

There are many steps in the home buying process. If you need help getting started or are wondering how to get pre-approved for a loan, contact us.

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Sistine & Randy Castellini, REALTORS®
Umbrella Realty
(520) 241-2006
(520) 751-4222 fax
UmbrellaRealty@gmail.com


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